About Us

Our Team

process graphic

David Lenser

Co-Founder, Financial Advisor

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John Wolff

Co-Founder, Financial Services Professional

Dean Loftin

Partner, Financial Advisor

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Tammy Ellis

Office Manager

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Terri Tregarthen

Executive Assistant

Brittany Eveland

Administrative Assistant

 

Our Approach

Here at J. Lens Financial & Insurance Services, we utilize a unique six-step process when working with our clients. It begins with getting to know you and what matters most in your life, and figuring out where you are right now financially, and where you want to go. From there, we work as your partner to chart the best course of action to help you achieve your goals and objectives while adhering to your personal tolerance for risk.

Once you're on the selected path, we continue to monitor your progress and make adjustments as needed as you transition through the different phases of your life. Read below for more details about the various stages of our client-centric process.

Our 6 Step Process:

Step 1 - Clarify your concerns and objectives

Step 2 - Provide a clear analysis and projection of your personal and business financial information

Step 3 - Explore possible strategies to achieve your goals

Step 4 - Collaborate with your circle of advisors

Step 5 - Implement and follow up with your plan

Step 6 - Create a summary of your plan and monitor it over time

process graphic
 

Our Alliances

The Nautilus Group®

The Nautilus Group®

As a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company, David Lenser works hand-in-hand with Nautilus specialists experienced in taxes, estate law, life insurance, accounting, and charitable giving. This relationship helps ensure you benefit from some of the most sound thinking when it comes to your estate.

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Eagle Strategies, LLC

Eagle Strategies, LLC

Through Eagle Strategies, John Wolff, David Lenser, Dean Loftin and Rick Stivers provide fee-based financial planning, investment advisory services and access to investment management programs. Eagle Strategies LLC is registered with the Securities and Exchange Commission as an Investment Adviser and is an indirect, wholly-owned subsidiary of New York Life Insurance Company.

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Ash Brokerage

Ash Brokerage

Ash Brokerage is an unaffiliated privately-owned family-operated insurance brokerage general agency. Ash provides us with a multitude of products and support for life insurance, long-term care, disability income, and annuities, not available through New York Life or its subsidiaries. Our affiliation with Ash complements our mission to provide our clients with objective solutions to suit their individual needs.

New York Life

New York Life

John Wolff, David Lenser, Dean Loftin and Rick Stivers and their fellow financial professionals are proud to be affiliated with New York Life Insurance Company. New York Life and its wholly-owned subsidiaries provide life insurance, fixed annuities, and long-term care insurance. A mutual insurance company, New York Life is one of the largest mutual life insurance company in the United States and holds the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody’s Investor Service (Aaa), Standard & Poor’s (AA+). (Source: Individual independent rating agency commentary as of 8/9/16.)

 

Working with other Advisors

At J. Lens Financial & Insurance Services, we work with our clients' attorneys, accountants, trust officers and other financial advisors to better serve the needs of our clients. This collaborative approach gives our clients the most comprehensive service available.

When you work with J. Lens Financial & Insurance Services, you can rest assured that we will work with you to develop a mutually agreeable process for interacting with our shared clients. We know that every organization has different methods and preferences for how communication is handled, so we are flexible and adaptable in order to effectively meet the needs of our clients within a cohesive team environment. We will always maintain open lines of communication and keep you apprised of all developments.

We are a results-oriented firm, and we will deliver creative and effective solutions for your clients in the areas of business, estate, and succession planning. We invite you to explore our website to gain a clearer understanding of our team and the resources we bring to the table. If you have questions or would like to discuss a particular client that we may be of assistance with, please don’t hesitate to contact us.

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Dean Loftin

Dean Loftin is a financial advisor with J. Lens Financial and Insurance Services, serving clients primarily in Northern California, but also nationwide via web meetings. Prior to joining JLens, he volunteered as an educator for a not-for-profit company, providing guidance for executive, managerial, and engineering/technical employees of Silicon Valley and other leading companies and government agencies. Dean also worked as an engineer in the environmental industry for more than 15 years, which allows him to bring a common sense, technical approach to the complex world of personal financial planning. In addition to helping JLens clients meet their financial objectives, Dean is a contributing editor to Financial News Digest, a nationally distributed newsletter for effective money management.

 
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David Lenser

David Lenser, AAMS, is President of J. Lens Financial and Insurance Services, a multi-generational family practice that looks at financial matters from a holistic view to consider your needs now as well as in the future. He has extensive investment/securities experience and finds fulfillment in the impact financial planning can have for people. David is a member of The Nautilus Group, an exclusive resource that provides his clients with unique, cutting edge financial insights and expertise. Based in the San Francisco Bay area, he serves clients throughout the country and volunteers his time giving financial education to employees of many of the nation’s leading high tech and pharmaceutical companies, in addition to sitting on various boards. When he’s not making sure his clients’ financial needs are being met, David enjoys traveling with his wife and two sons.

 
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Tammy Ellis

Tammy Ellis is the Office Manager at J. Lens Financial and Insurance Services. She coordinates the business operations and the administrative team to ensure each client receives prompt and professional attention and service. Tammy has been working in the areas of marketing, training, administration, and business practices and procedures since 2005. When she’s not helping JLens clients with their financial and insurance needs, she enjoys the outdoors, a good book, and family gatherings. Tammy has been married for nearly 40 years and has 5 children, 7 grandchildren, and 3 dogs.

 

Market Watch

August 14, 2018 @ 10:28 AM

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